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We know the real reason. The snow is still blocking your front door.
While BJ is in the public domain, Sp21 is owned by a company and patented/copyrighted. So, casinos can't change the rules unless the game owner offers other variations on the game.
Well I did find a CA native store that offered DD Sp21. Unaware if that's still the case. Then there's Players Edge SP21 where 5-1 odds is paid out on the insurance bet if the dealer's natural is suited. Those two variables were not components of the original copyright, I believe. So it seems casinos do indeed have some latitude involving some of the rule sets.
Vincit Qui Patitur
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