Yes there is an ethics question. I shouldn't be able to profit off from your hand when you're guaranteed to lose money, and I shouldn't be coercing you into making this decision. That's akin to loan sharking. Actually loan sharking may very well be a better deal for the person taking the loan because he at least has a chance to use the money and make a profit before paying it back, whereas the person who gets coerced out of taking the surrender gets absolutely nothing in return. You may get someone to agree to such a deal, but they have nothing to gain from such a deal. It's like making a deal with the devil.
Now I don't know of any place that would allow anyone but the original bettor to play out the hand, but you've been around more than I have so maybe some places will, but I can't imagine why any casino would allow such a thing to happen. At any rate, such a move would put casino personnel on high alert. I have absolutely no doubt that the casinos I play in that offer surrender would treat the first such attempt with a stern warning and show you the door if you attempted to do so again. So why would anyone risk such a move? I played for an hour last night and made 220 units without buying or selling a surrender. Had I been actively "buying" surrenders I may have made 221 units, I may have made 215 units, or most likely (I estimate a better that 90% chance) I would have been thrown out on my ear long before I got anywhere near that point! Barring that I would have had a guilty conscience for taking advantage of other players at the table. It just isn't worth it. Maybe it is to you and some others here, but why risk a barring and/or having the casino change the rules and eliminate surrender for possibly gaining a few units a night? Furthermore, why bring such an AP move to light in a forum that we know casino personnel are monitoring? If they see this thread they'll be on to anyone who attempts such a crazy move the first time it happens. There will be no ifs, ands or buts. This thread has removed all doubt!
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