You may also take insurance if ONLY have one or less T card out of your 6 cards(initial 2 cards from each hand) !


you start with 16 tens and 36 non tens.

so if you have 1 ten and 5 non tens that is a ration of 15 tens and 31 non tens. then there is the ace of course, so it would be a ratio of 15:30 and there would be no edge on the insurance bet. in that situation i would take it in part, if i had good hands, in full if i had great hands, and not at all with weak hands.