Taking insurance when you have a Black Jack.

[ralphster]

Hello, I know that the recommendation is to never take insurance, and I get it. However I just need someone to tell me what the outcome is of the situation below. Specifically I need to know if steps 5 and 6 below are correct? I know for sure that step 5 is true, but am not sure about step 6.

1. The Dealers Face up Card is an Ace so the Dealer offers insurance.
2. I have a Black Jack (A,J)
3. I decide to take insurance, and put forward my insurance bet.
4. It is determined that the dealers does indeed have a Black Jack.
5. As a result of step 4 I will lose my insurance bet.
6. Since I have a Black Jack this is considered a push and I keep my original bet.

[Dog Hand]

ralphster,

First, welcome to the board!

In your scenario, you take insurance and the dealer has BJ, so step 5 should say:

5. As a result of step 4 I will WIN my insurance bet.

Step 6 is correct: if you and the dealer both have BJ's, then your BJ wager pushes.

Hope this helps!

Dog Hand

[aceside]

If player has a blackjack, he cannot take insurance by putting more money down, but he can take even money of 1:1 for player’s blackjack win. You cannot take both insurance and even money at the same time.

[Midwest Player]

If player has a blackjack, he cannot take insurance by putting more money down, but he can take even money of 1:1 for player’s blackjack win. You cannot take both insurance and even money at the same time.

Insurance and even money are the same thing.

[DSchles]

If player has a blackjack, he cannot take insurance by putting more money down, but he can take even money of 1:1 for player’s blackjack win. You cannot take both insurance and even money at the same time.

Silly answer. In fact, in A.C. there is no such thing as "even money." You HAVE put out the amount of the insurance bet on the felt. And, if you didn't have another dime in your pocket and said, "Well, I just want to take even money, so just give it to me without my having to put the extra chips on the felt," they'd tell you that you're out of luck.

Don

[ShipTheCookies]

"Even Money" just speeds up the process.

[Jack Daniels]

Hello, I know that the recommendation is to never take insurance, and I get it. However I just need someone to tell me what the outcome is of the situation below. Specifically I need to know if steps 5 and 6 below are correct? I know for sure that step 5 is true, but am not sure about step 6.

1. The Dealers Face up Card is an Ace so the Dealer offers insurance.
2. I have a Black Jack (A,J)
3. I decide to take insurance, and put forward my insurance bet.
4. It is determined that the dealers does indeed have a Black Jack.
5. As a result of step 4 I will lose my insurance bet.
6. Since I have a Black Jack this is considered a push and I keep my original bet.

Step 7. Dealer pays 2 to 1 on your insurance Bet.

Even Money is only available in a 3 to 2 Game. in a 6 to five game, you have to put up chips for your insurance bet.

[ShipTheCookies]

Step 7. Dealer pays 2 to 1 on your insurance Bet.

Even Money is only available in a 3 to 2 Game. in a 6 to five game, you have to put up chips for your insurance bet.

We've found a few stupid dealers that will pay even money on a 6:5 game. Many times, it's the relief dealer that came off of a 3:2 table.

[Norm]

Now that's a useful post.

[21forme]

And here's one I've found at times:
If a casino doesn't normally offer surrender, but they offer Sp21 which does have surrender, if the dealer has an Ace up, immediately say "surrender" if you have a 15 or 16 and see what happens. Most dealers will correctly say that you have to wait until they check for BJ, but some will immediately give you 50% of your bet before they check. Voila - ES!

[aceside]

I have said this several times. The yes/no helpful credit system is harmful for this forum. Even though we said something correct, I still received a lot of no helpful remarks. Of the above responses, Jack Daniels should be given a credit or two at least.

[Norm]

The simple fact is that the majority of what you post is dead wrong. That is why your posts are marked unhelpful and why the system is useful.

[aceside]

I myself actually have got a lot of feedback from this yes/no helpful remark because a lot of times I can just predict what I will receive. It is helpful for me but probably not that helpful for most others.