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The value of the count before the hand is dealt is irrelevant. Only the count at the time of the decision matters.
For HiLo, which is what BJA uses, the index to stand is zero. So for a running coint of zero you should stand. I did notice while reading Colin's book that BJA recommends hitting when the running count is zero. I don't know what research he has done in order to determine this. My own research supports standing.
Dukach's suggestion to look at the number of 5s on the table is a weak form of localized card counting. If you are using an actual card counting system, then you have more accurate information and should follow it. A similar rule of thumb for basic strategy players is to hit a 2 card 16 vs T and stand on a multi card 16. This is also a weak form of localized card counting which is trumped by actual card counting.
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