The DDR rule(s) for Sp21 dictate surrendering a doubled 17 vs A.
https://wizardofodds.com/games/spanish-21/
The DDR rule(s) for Sp21 dictate surrendering a doubled 17 vs A.
https://wizardofodds.com/games/spanish-21/
The 7, 8 and 9 are bad news as a hole card. The 6 is a push in S17. Any other hole cards bust when followed by 2 T's. Or a better way to look at it any hard stiff is busted by a T. If there is enough of a chance of developing the dealer hand into a hard stiff in a deck rich enough in T's the bust rate can be high enough to warrant waving off your DDR option.
So hopefully you can see the 5-T card grouping won't work because it is rich in cards that make a 2 card dealer hand and make too many hard stiffs into a made hand. The 5 makes every stiff into a made hand. The 6 makes a 12 thru 15. The 7 makes a 12 thru 14. etc. Ideally you want just T's against other cards. That means a level 2 system. Most (level 2) SP21 counts include the 9 as a (weak) high card just to get 1 extra low card into the count. The penalty is minimal since you pretty much always hit 12 against everything and never take insurance. The 9 as a hole card with the ace will make the dealer total 20. But you know the dealer doesn't have a T under. If he doesn't have a made 2 card hand the bust rate is high even including the 9 as a high card.
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