I don't think Don's comments envisioned you never taking your winnings, but growing it until the day you die. That doesn't make any sense at all. Don considers ROR to be all the money you "win" in a lifetime, not all the money you keep in your bankroll. Let's say I had $100,000 to play a $25 game. Do you seriously think that I am at risk of losing my bankroll because I am taking all my winnings off the top? There is little chance of losing it all. I would measure my lifetime "winnings" over my lifetime losses, not what I still had in my bankroll per se.
Where the real risk is is when a noobie has the bare minimum bankroll to get himself started so that it doesn't take much to wipe him out. He obviously does not have a replenishable BR, and everything depends on his getting lucky to start with, because although he is playing with an advabtage, he is really gambling to a very large extent. You might say his long run is too short for comfort.
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