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There are several pages of charts in Don's book "Blackjack Attack" with the costs of various cover plays based on whether you do it 1x or all the time based on a per $100 wager basis. The cheapest are those where the correct play is in + counts but the index number is near 0. The most famous example is 16 vs 10. Also, cover pays do not have to be absolutes, they can also be accomplished by changing the index number (for example, changing the index for 16 vs 10 from 0 to -2 would give you cover value but also require you to hit when the count is really bad and weren't able to leave the table prior to the start of the round.
That said, new players on limited bankroll with limited knowledge should not be screwing around with cover. You're betting small already and your fumbling with the chips and occasional slowness with making playing decisions or poor table comportment already work as natural cover in your favor. No need to use real cover if the casino isn't watching you.
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