2 Upcoming Vegas BJ Trips - Need Help w/ Bankroll

**Mr BJ75** · 10-14-2013, 01:55 PM

Originally Posted by Rainmaker

The only ones who charge that much interest are credit cards. Why don't you say that you maxed out your credit cards instead of saying they are loans. I did read it...however, I do not hold that against you. A lot of people seem to not read a part of a post or skim it, and then give a nonsensical post; it has been done to me. But I do not do that. What you said did not make sense. You need a loan to gamble...the loan you are getting will provide you with money to pay back the loan...therefore, you do not need a loan, but are asking for one anyway. I said why not get a low interest loan because you are asking us for a high interest loan! If you are such a terrible credit risk that a professional credit assessor would not oblige, why would we (after we professionally assessed your system is worthless)? Bashing is becoming more and more necessary as you persist.

Rainmaker, you're wrong again. Such smarts going to waste. I understand your reason for trying to help protect others, yet no reason for your efforts here. My credit cards charge around 23.9% and have low limits, all two of them. Lol. I'm glad for you that you've never had to get a payday advance, yet I have. I've been on time with every payment and pay them biweekly. With that said, they are charging between 110-230% interest. Now maybe you'll understand that if I pay those off, how I'll be able to afford a 20%+ loan. The money that I owe them would now be the money I owe someone here at a much, much lower rate. Maybe the math in this equation is just to simple for you. Mr BJ75

**Rainmaker** · 10-14-2013, 03:13 PM

Originally Posted by Mr BJ75

Rainmaker, you're wrong again. Such smarts going to waste. I understand your reason for trying to help protect others, yet no reason for your efforts here. My credit cards charge around 23.9% and have low limits, all two of them. Lol. I'm glad for you that you've never had to get a payday advance, yet I have. I've been on time with every payment and pay them biweekly. With that said, they are charging between 110-230% interest. Now maybe you'll understand that if I pay those off, how I'll be able to afford a 20%+ loan. The money that I owe them would now be the money I owe someone here at a much, much lower rate. Maybe the math in this equation is just to simple for you. Mr BJ75

Wrong? A payday loan is a short-term loan to be paid back before the next payday. They charge you a nominal fee. No rational person shops for payday loans when looking for the best APR, they would not even think of a payday loan in terms of APR, they think of it as a fee. When an obtuse low-income person continually rolls over these payday loans, yes, it makes sense to think of it in APR. But since we know that such huge APR is usurious in many states where payday loans are legal, it is more accurately considered a fee. So the only thing I was wrong about was thinking you were not obtuse enough to handle finances this poorly, and then ask us for money. You are a degenerate gambler on the verge of bankruptcy.

**Mr BJ75** · 10-14-2013, 03:29 PM

Originally Posted by Rainmaker

Wrong? A payday loan is a short-term loan to be paid back before the next payday. They charge you a nominal fee. No rational person shops for payday loans when looking for the best APR, they would not even think of a payday loan in terms of APR, they think of it as a fee. When an obtuse low-income person continually rolls over these payday loans, yes, it makes sense to think of it in APR. But since we know that such huge APR is usurious in many states where payday loans are legal, it is more accurately considered a fee. So the only thing I was wrong about was thinking you were not obtuse enough to handle finances this poorly, and then ask us for money. You are a degenerate gambler on the verge of bankruptcy.

Rainmaker, I'd love to meet you, someone who knows everything about everything. You're a joke! You have no idea what you're talking about. Yes, believe that... you being wrong! Wow!!! Nominal fee! Lol. Verge of bankruptcy? Yeah, ok. Get off this post Rainmaker with your nonsense.

**Rainmaker** · 10-14-2013, 03:59 PM

Originally Posted by Mr BJ75

Rainmaker, I'd love to meet you, someone who knows everything about everything. You're a joke! You have no idea what you're talking about. Yes, believe that... you being wrong! Wow!!! Nominal fee! Lol. Verge of bankruptcy? Yeah, ok. Get off this post Rainmaker with your nonsense.

You're a joke...you have no idea what you're talking about...nonsense. I think in psychology they call that projection.

**Rainmaker** · 10-14-2013, 04:13 PM

Originally Posted by Mr BJ75

Rainmaker, I'd love to meet you, someone who knows everything about everything. You're a joke! You have no idea what you're talking about. Yes, believe that... you being wrong! Wow!!! Nominal fee! Lol. Verge of bankruptcy? Yeah, ok. Get off this post Rainmaker with your nonsense.

What am I wrong about? I have offered a rational explanation for your behavior. You have not. I do not care if my guess is right or not. Everyone else is of the same general opinion as I am. Let us have some facts...it took like 300 posts in the first thread to get you to even vaguely describe your system. I would say you are just making it up as you go along...but if you were, you'd think you would make up something helpful to your cause.