Through Edward Jones, I had about $79k invested 65:35 in Bonds and stocks. The total amount 2+ months later is $69k (loss includes small fixed fee).

The advisor says to stay with that ratio, that the market always comes back up. She even suggests I buy more stocks. My instincts tell me it just might not come back up to even in my lifetime.

I still have a mortgage, balance of $98k at 3.25% with 12+ years left. I think I am better off withdrawing the money and just paying of my mortgage.

Comments, suggestions§?