This is an unusual one that you won't find in the United States.

The game: 6D, no hole card, (very) late surrender. Since the dealer doesn't take a hole card they put a lammer on top of your cards when you surrender. If you surrender and the dealer ends up with blackjack then you lose everything. If you insure half your bet and the dealer ends up with blackjack then of course you break even. You cannot surrender and insure the same hand.

I'm playing first base playing two spots and there is one other player at third base playing one spot. I'm dealt T,5 and T,6 vs. dealer Ace at a True 3. The other player has 2,2 and his hit cards could easily make the TC drop to below 3 before the dealer takes his second card.

So surrender or insure?