Quote Originally Posted by KJ View Post
If you don't take insurance, especially on good hands like BJ or 20's and then all of the sudden start insuring everything, even your 15's or hard 7's....uhhh well, stamp card counter on your forehead.
I think this is a VERY good point! My 'cover spiel' for why I'm NOW taking insurance is that "I've got a big bet out and the Dealer hasn't had Blackjack for a long time so I'm not taking a chance." The problem is the eye doesn't hear any of this. They would just see you insuring crap hands with big bets after blowing off insurance several times on good hands with small bets. Given this, and looking at the sim data more closely, I'm thinking of holding off on insurance until TC=+4 or even +5 as a pretty cheap form of some additional cover by delaying when you take insurance. If you hit Max Bet AND take insurance, as KJ says, it's time to hit the road anyway...