Good Sunday Everyone.

I'm a sailor in the U.S. Navy. A big hello to everyone from the Pacific.

We've been doing frequent port visits in Panama City and I'd like to ask a question on a variation of the game played down here.

Dealer deals the first card to everyone face up as usual, and deals one to herself face up. After that, the second card is dealt to all players, but the dealer stops short of dealing one face down to herself.

Play begins on the left side of the dealer as usual and continues through to third base on the right. After that, the dealer takes the next card on the deck and continues play as usual... Stay on 17 (Hard) and above.

A few variations on these rules:
#1 - If you double down during play, and the dealer is showing an ACE and ends up having blackjack, you only end up loosing your original bet.
#2 - If you SPLIT during play and the dealer is showing an ACE and ends up having blackjack, you only end up loosing your original bet.
#3 - You can request even money vs. Dealer ACE if you have blackjack. Otherwise, if a face card is showing, payout occurs after the dealer takes her cards. If she gets BJ, it's a push!
#4 - You may take insurance if the dealer shows an ACE at the beginning of play as usual.

But there are a few rules on the table that make it very sweet:

#1 - Unlimited Splits (Even with Aces).
#2 - Double Down is allowed after splits.
#3 - You MAY double down on three cards! (EX... I have 5 + 3, dealer throw me a 3... I can double.)
#4 - Double down on any amount, two or three cards.
#5 - Surrender is allowed.
#6 - Six cards is an automatic winner and pays out immediately. (That's not a six card 21... that's merely six cards!)

As usual, blackjack pays 3 to 2, Insurance 2 to 1.

I haven't lost on these tables yet... and have enjoyed the sites of Panama City off Casino winnings alone.

Can someone tell me the shift in house advantage compared to Atlantic City, Reno, or Vegas rules? Am I doing better at this table then I would back in the states or is there an element that I'm not seeing that's giving the house more of an advantage?

Thanks!

- Scott