How much do I give up by not using insurance at T.C.+3 playing hi-lo? As my game has improved and become more effective I am starting to catch quite a bit of heat on insuance plays, mostly when playing green. This is causing me to cut sessions even shorter, leaving good games sooner than I'd like. Should I maybe only insure 20's when called for or forget about taking insurance at all,or maybe only make that play once be session. Thanks for the help. Jack.