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Thread: Winter 2020-2021 in the U.P.

  1. #27


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    Quote Originally Posted by BoSox View Post
    Midwest Player, I forgot to thank you for always posting the great winter pictures year after year.
    Why are you encouraging his off-topic trolling?

  2. #28


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    Quote Originally Posted by 21forme View Post
    Why are you encouraging his off-topic trolling?
    If I am going to be honest about this, it was me who encouraged him to make those posts over the years.

  3. #29


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    Quote Originally Posted by BoSox View Post
    If I am going to be honest about this, it was me who encouraged him to make those posts over the years.
    You're fired!

  4. #30


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    Quote Originally Posted by 21forme View Post
    Why are you encouraging his off-topic trolling?
    Nothing like the pot calling the kettle black.
    https://www.blackjacktheforum.com/sh...orthern-Lights

  5. #31


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    Roof Day & Tax Day

    Yesterday was a busy day. In the morning, the contractor crew came to shovel my roof. Even though I didn't go up on the roof, I was still busy on the ground shoveling snow from the roof out of my path for a couple of hours. I was pretty tried afterwards and took a nap in the afternoon. It takes about 6 man hours to do the roof, but this year wasn't too bad. If I did the roof myself it would take me 8 hours, and since I can only work for a couple of hours I would need 4 days to get the job done.

    Then in the evening into late night I finished my income taxes. E-filed my returns after 3:00 a.m. My federal return has already been accepted, but still waiting on the state. I got my taxes done one day earlier than last year, but this year was much less involved than last year. However, damn Schwab has taken forever to get out their 1099 consolidated statements this year. Anyway, since no large gambling winnings for this past year, my refund will be larger than ever. Now just have to find something to do with the refund.
    Last edited by Midwest Player; 02-26-2021 at 12:33 PM.

  6. #32


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    Hire a contractor who will also clear the snow from the roof off your path? Buy a snow blower?

  7. #33


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    Quote Originally Posted by Midwest Player View Post
    However, damn Schwab has taken forever to get out their 1099 consolidated statements this year.
    How do you know Schwab won't issue you a corrected 1099 in mid March requiring you to file an amended return?
    Do you win a prize for early submission?

  8. #34
    Random number herder Norm's Avatar
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    Well, I was going to post some pics of the snow outside. But, there isn't any.
    "I don't think outside the box; I think of what I can do with the box." - Henri Matisse

  9. #35


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    Quote Originally Posted by Gronbog View Post
    Hire a contractor who will also clear the snow from the roof off your path? Buy a snow blower?
    The contractor would have cleaned up the entire ground area if I asked him to do so. I would have been billed for maybe another half hour. As it was he did remove a lot of snow from out of the driveway, but I took care of most of the path and the porch. The snow pile from the roof is almost 8 feet tall in places, but all of that doesn't go into the path. In this case, at most, 3 feet rolled down into the path. However, the path to the house along with the path to my snow dumping spot was pretty much covered in snow at least some for the length of the house. The hardest part was climbing over the pile to get to my snow dumping spot and then working backwards towards the house.

    Now does a hunting dog hunt? Does a Yooper shovel snow? It is something that just gets in your blood and you do. I will probably continue to shovel some snow as long as I'm able.

  10. #36


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    MWP - did your snow blindness keep you from seeing my questions in post 33?

  11. #37


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    Quote Originally Posted by 21forme View Post
    How do you know Schwab won't issue you a corrected 1099 in mid March requiring you to file an amended return?
    Do you win a prize for early submission?
    Hey, are you trying to Jinx me? I don't ever recall having to file an amended return and especially not for an incorrect 1099. My Schwab Consolidated was quite simple this year. No 1099-B transactions and just 1099-INT and 1099-DIV.

    Now my Ed Jones Consolidated Statement this year actually had a reclassification of a dividend paid in 2021 back to 2020. Also one of my mutual funds with another major mutual fund company had 1099-DIV numbers that didn't match up what was on the December statement. In total they agreed but the split between capital gains and dividends didn't agree. Don't know why, but I always go with what they report to IRS.

    Let me tell you how I do my taxes. Come Dec 31st, I make a list of all my assets and what they are worth. Everything from cash to the cash surrender value of my life insurance and everything in between. The list for 2020 was 37 items long. Then next to each item, I list the income from each for the year and if it was interest, dividend, capital gains, income deferred, or no income, and what the qualified dividends were. Most of the info is available as soon as I get my Dec statement, but have to wait for my 1099's to confirm everything and to get the split on qualified dividends from my mutual funds. I also have to pay foreign taxes from my mutual funds and this always makes things more complicated. Damn international fund. I wish I didn't have it.

    Then in mid Jan I buy my H&R Block tax software and as tax statements arrive I enter them into the software. By the time the last statement arrives I pretty much have my taxes done. I just check my numbers against my worksheet to make sure everything agrees. I also hand crank out the tax computation to make sure the tax software is doing it correctly, and also check that the software is calculating the taxable portion of my social security correctly. Bingo everything checks and is doubled checked and then the Efile button is pressed and the taxes are sent.

    Oh, the prize I get is the peace of mind knowing my taxes are done, and one less thing to be concerned about. At my age, you never know how long you health will hold up. Oh yes, the almost 5 figure tax refund will also be nice. In normal times Jan and Feb is pretty much devoted to snow shoveling and income taxes then come March and the casino trips start, but like last year with the covid this year will be different.
    Last edited by Midwest Player; 02-28-2021 at 12:13 AM.

  12. #38


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    Nice explanation. And I guess I should thank you for providing Uncle Sam with an interest-free loan, aka a large refund. Personally, I prefer to owe money without incurring a penalty for under-withholding.

    For me, it's always in April (and I wait until close to 4/15 if I owe money, though I may efile sooner, but wait to send the check and voucher by USPS) because I get several K1's and they don't arrive until late March or early April.

  13. #39


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    Yeah, we have a Florida location in the U.P. of MI. By the way, that is not a white sand dune you see in the picture.

    Florida Sign.JPG

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