Yours is a pretty sound plan, but you may want to keep your eye on the hoped-for recovery of the market, if we tame the virus, and get in on the turnaround, which again, hopefully, will not take 20 months.

And be a little careful with starting right away today in the market; chances are that any money invested in today's market is going to go considerably lower before it turns around, so, if I were you, I'd be cautious and wait a while.

Good luck to you!

Don