I'd always take the insurance, then surrender if available. I might avoid insuring for the full amount if it required another buy in.
I’ve seen a dealer fired in the floor minutes after EITS caught a $1500 mispay. I’ve been at tables where entire tables were requested to return dealer misplays.
EITS can’t catch everything, and looks for far more than dealer misplays. In what I described, if EITS had caught it, they would have noted constant conversation between myself and dealer, and an easy miss by me. I would suggest that more often than not, the EITS misses dealer misplays.
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