Quote Originally Posted by Freightman View Post
Not quite.
It is a USD credit card, issued by Royal Bank USA, wholly owned by Royal Bank of Canada. The package also included a USD debit card, drawing off of the Royal Bank USA.

This is a distinct difference.
Again I agree Freightman

Here is the RBC website:
https://www.rbcbank.com/cross-border...lack-card.html
"No U.S. Credit Score or Address Required
We’ll use your Canadian credit history—and any RBC relationship you have—to qualify you for your card."


But Mlife will NOT us your Canadian history, as it it is issued by First Bankcard®, a division of First National Bank of Omaha, ...



Anyways, I have never been able to successfully apply for US credit cards over the years. I am not talking about a Canadian Bank, or it US subsidary. If you have managed to get a US card from mLife without a US address I am even more impressed with your skills than I already was, but I just attempted again (twice...second time logged in as my wife) online and the MGM website would not transfer me and gave a generic error about being unable to submit information....which I believe is because their is a province and postal code, instead of a state and zip code in my mLife profile