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RoR is the odds you will go broke as you go forward if you never resize using your current BR and bet scheme for the conditions specified.
A RoR of 0.1% means that if there were 1000 of you starting with that BR one of you would going broke if you never resized. A 0.01% RoR means one in 10,000 of you would go broke starting from that point if you never resize your bets. Of course if that one of you that had the bad run resized his bets your actual RoR would be much less. You didn't resize your bets so now you have a large RoR if you don't resize. RoR is a snapshot of the possibilities you may experience heading forward from a particular BR. As your BR changes so does your RoR. If you play varying conditions (penetration is the big factor), use different spreads, or play different rules that affects your RoR. RoR is calculated for specific playing conditions and rules for a particular spread and BR.
As your BR shrinks and it becomes more likely you are that one that might go broke resize your BR to assure that you maintain an acceptable RoR. Try to keep your BR in an acceptable range of RoR. Know at what BR you are exiting the acceptable range and resize your bets when you BR gets at or below (or above if you can resize your bets to be more aggressive) that amount.
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