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Well, I have stated before that I take $4500 when playing a DD session so it's 180 units. Sometimes it's $3000 so that is still over 100 units though I never really considered it.
I do, however, sometimes walk away from a positive count (if playing rated and heat), sometimes to stick to my loss limit because I play with preserving my present (not feeling miserable that day) as well as making money.
I surely don't recommend using a credit card at the casino to get a cash advance or even using a debit credit at the ATM. Both are expensive, but using your credit card at the casino cage cashier is the worst.
However, what is most likely to happen for me is that I would forget to bring my bankroll and only have the money in my wallet which by its self is a fairly large amount. Instead of just leaving and heading back home, I would probably go the cash advance route. So if a person wanted a $1,000 you might have to pay the casino a 6% fee, then maybe the credit card company a 4% fee and on top of that 25% interest. I would pay the credit card off as soon as I got home so would have maybe only 3 or 4 days of interest. You get a $1,000 and your credit credit gets a hit for maybe $1,103.
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My trip bankroll is always 100 max bets. I usually have at least 20 max bets on me when I sit down at a table. If I'm taking a beating I'll leave (during a negative count) rather than continue playing short on funds. I'll never leave a game with a high count unless I'm completely tapped out which is pretty rare.
I have a friend who is a fellow counter and he has the same thinking as zee. He will leave if he is getting pumped no matter how high or juicy the count. When I asked him why, his response was that he prefers to leave with his dignity. It's a concept so foreign to me in the context of blackjack but i can still respect it.
I'm not concerned about them knowing my identity because I play rated. I also use my credit card at their hotel, but sometimes will pay with cash especially if I have a lot of excess cash.
Years ago when I first started playing blackjack the very first Indian casino that opened in my area treated getting chips on your credit card as a purchase. This was back in the day when interest rates were high and I was actually thinking of getting a lot of chips and then at the end of the evening cashing out and then put the money in the bank for a month. I never did this as I thought the hassle out weighed the little gain. This was the case for only a short while and then they treated chips as a cash advance.
I do remember years ago Discover Card only charged a small fee for a cash advance and no interest if paid in full each month. I think back then the ATM at the casino would only let you get a cash advance of up to $300 each day. If I remember correctly I once got $300 from the ATM right before midnight and another $300 right after midnight. Then I got home real late that night and was still sleeping when the phone rings. It was the Discover Card folks wondering if fraud was going on with my account. Damn, they couldn't even let one get a good morning's sleep.
Soon after that Discover Card did away with such a good deal. I don't think I used an ATM in at least 20 years and I no longer even know what my pin is. If I wanted money I would have to do a cash advance at the cashier's cage.
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