Quote Originally Posted by Gronbog View Post
He said 96 tens and 192 non tens remain. For the insurance decision, it doesn't matter whether any of the non tens are aces.
True, but the hi lo player doesn't know that answer, therefore his decision will be based on RC divided by decks remaining, which will be (assuming 1 ace played current hand) of 22/5.5 or 4.18 true.

If only OP played the FBM ASC.