PE was originally defined with the constraints that 70 variations associated with hard totals 10-16 and insurance were used in a single deck game with 20 cards left. Keep in mind that the IBM 704 was slower than playing tag on the moon.
"I don't think outside the box; I think of what I can do with the box." - Henri Matisse
Strictly as an answer as to what I do on 2 card 16v10.
My standard game is 6d ES10.
I usually surrender, up to true -2 if someone is watching. I never stand. I will hit with a heavy negative count, which implies an ace deficit.
If the game is no surrender, I will do what the index tells me to do. The following points are germane. I'm losing 1/3 of my EV due to no surrender. There are far to many 16 v 10 hands to always stand (for cover). I'll simply act the fool and do what's best.
I make allowances either way for certain configurations.
I recognize that I have a far higher spread to work with than Moses, which means, essentially, that Moses has to be a lot tighter with his decisions.
Edited to clarify 2 card 16.
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