"That's about the only legit scenario under which to go for the toss."

That's the whole point: NO IT ISN'T!! It may be the only legit scenario for YOU personally, but you can't possibly speak for Bill Gates and Warren Buffett, to whom $1 million is a tip to the shoeshine boy. Each has considerably more than 50,000 times $1 million!!

If you had $50,000 to your name, and I asked you if you would take less than $1 to flip the coin, would you not think I was out of my mind? Of COURSE you'd flip for the dollar or nothing. Well, that "dollar" is ONE MILLION DOLLARS to Gates and Buffett, and they don't give a shit if they get $400,000, $700,000, or $1 million. That's the whole point of the exercise.

Many of you write before you think. But, that's another exercise!

Don