Quote Originally Posted by Gramazeka View Post
But it says otherwise - you do not take insurance when your count still signals it.
Not so. Example, before the deal, hi-lo RC=+6, 1.5 decks remain so TC=+4, dealer shows ace up, index says insure. Just me and the dealer, I have two hands of 20 (KK,QQ), I adjust RC to +2 based on my hands, RC is now +2, TC <+2 so I do not insure. I do not adjust for the dealer's ace however.