Hi. I am a keen begginner and am playing the Casino verite software ( 6 decks) with KO preferred settings. When the RC is 4 and I have 16 vs 10, it says the right choice is to surrender but when I read the KO book it says that at 4 or higher to stand and if lower to hit. If I am at a table that surrender is allowed, and the count is above 4, should I surrender or stand? and if below 4, should I hit or still surrender? I also read that surrender always precedes the hit/ stand decision..can anyone please shed ljght on this. Thank you so much