I was playing the other day. The TC was at +6 and my bet was at 2 x $200. Dealer shows an ace, so I quickly scan all the cards on the table and update my count to +4. I instinctively plop down $200 in the insurance spot to cover both my bets. Problem was that I did this before I noticed that I had blackjack on one of the hands. So the confusion sets in re: insuring a blackjack.

The dealer tries to educate me that I should not insure the blackjack and that I should take "even money", otherwise I'll come out behind on that hand. I try to explain that my insurance is the same thing as "even money". She insists at great length that I'm making the wrong move and the other two plops at the table are agreeing with her and looking at me like I'm a dumbass.

Fuhgeddaboudit - so I pull back the $100 of insurance on the BJ hand and I said - "even money on the blackjack". All was well and I thanked the dealer for saving me from myself....