Originally Posted by
lurppis
This kind of rule is common in Australia, where most games are no-peek and indeed no-hole-card. It's a compensation for the lack of peeking - it allows the player to double or split as if the dealer had already checked and found no BJ. Note that (as far as I know) it usually applies when the dealer starts with an Ace, as well, regardless of whether the player takes insurance.
There are a couple of versions of the rule. Here are the two I know off the top of my head:
"OBBO" (Original and busted bets only):
If the dealer gets a blackjack, you lose any split hands that busted, and you lose your original stake.
"BB+1" (which is apparently only in Australia):
If the dealer gets a blackjack, you lose any split hands that busted, and you lose one more unit. This would usually be your original stake, but if you split and busted on the first hand, the stake you lose would be the next one moving from right to left (left to right from the dealer's perspective).
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