Hi, this is my first post. I know this question might take a bit of work to answer but it would be really appreciated if someone took the time to answer.

I've exhausted most of the good info you can find on the subject through APHeat.net and blackjackinfo.com so I'm pretty sure this is a new question.

Lucky Ladies is a blackjack side bet with a few different payout tables. The one at my local casino uses this one:
First two cards Payout
QhQh (dealer BJ) 1000:1
QhQh 200:1
Matched 20 25:1 Matched 20s are Xs with the same rank, same suit
Suited 20 10:1
any 20 4:1

On a 6 deck shoe, with this payout using a hi-lo one should bet on the sidebet w/ a TC of 5 or above

However, my casino has a $15000 limit on the bet payout, effectively getting rid of the 1000:1 payout for any amount bet over $15

I'd imagine with a high enough count the bet would still be beatable. So I would like to ask, at what hi-low TC would you start betting more than $15?

Thanks in advance!