> Ok, below is what the highly abbreviated
> code looks like:
> for player hands
> for dealer hands
> for upcard=minupcard to maxupcard
> Calculate StandEV
> next upcard
> next dealer hands
> next player hands

Hi MGP. This doesn't seem like the best way to nest your loops to me. I would have thought: 

for upcard=minupcard to maxupcard 

    for player hands 

        for dealer hands 

            Calculate StandEV 

        next 

    next 

next


This may or may not significantly effect the execution time - I can't be sure without seeing the actual code.