Now 1 to 10 , how bad is it to use one of the chip stacks to keep the Hi/Lo count?
I'm still learning, and play low bets, so not worried about being noticed. However, at what point should I stop.

I just keep one stack with the count at the end of every hand dealt. In case I loose the count, I go over the table and I knew what the initial count was.
I should probably stop