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Thread: D: Surrender vs Insurance

  1. #1
    D
    Guest

    D: Surrender vs Insurance

    If I am using hi-lo and the game offers early surrender against an A, at which point should I not surrender but insure instead ? Any ideas ?

    Thanks

    D.

  2. #2
    SpiderMan
    Guest

    SpiderMan: Re: Surrender vs Insurance

    > If I am using hi-lo and the game offers
    > early surrender against an A, at which point
    > should I not surrender but insure instead ?
    > Any ideas ?

    If the deck(s) or shoe have a hole card, and the dealer has an ace-up, buy insurance when the TC is high enough. If the dealer doesn't have BJ, surrender.

    In a no hole card game, buy insurance, then surrender. The logic is that, if the dealer gets BJ, u lose your original bet (surrender doesn't work), but insurance pays double. If the dealer doesn't have a 10 in the hole, u lose your insurance bet, and he's likely to "pat" because of the ace-up. Therefore, surrender should be ok.

    For Early surrender indices, consult the Surrender chapter in Professional BJ.

    BTW, a similar question like this one had been asked by another poster before...

  3. #3
    Don Schlesinger
    Guest

    Don Schlesinger: Re: Surrender vs Insurance

    > If the deck(s) or shoe have a hole card, and
    > the dealer has an ace-up, buy insurance when
    > the TC is high enough. If the dealer doesn't
    > have BJ, surrender.

    The hole card really has nothing to do with it. If you wait for the dealer to know that he doesn't have BJ, then your surrendering is late, not early. The question was about early surrender, which has to be done before the dealer checks for a natural.

    > In a no hole card game, buy insurance, then
    > surrender.

    Probably not allowed. Most places force you to choose. If you buy insurance and then surrender, the casino's logic is: Where is the hand that you're insuring? It doesn't have to be that way, but most of the time, you can't do both. So, you should surrender.

    Don

  4. #4
    Shark
    Guest

    Shark: Re: Surrender vs Insurance

    I played in places where you can ESA and insure the same hand. It is nice to have such option at high counts. Shark

    > The hole card really has nothing to do with
    > it. If you wait for the dealer to know that
    > he doesn't have BJ, then your surrendering
    > is late, not early. The question was about
    > early surrender, which has to be done
    > before the dealer checks for a natural.

    > Probably not allowed. Most places force you
    > to choose. If you buy insurance and then
    > surrender, the casino's logic is: Where is
    > the hand that you're insuring? It doesn't
    > have to be that way, but most of the time,
    > you can't do both. So, you should surrender.

    > Don

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