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View Poll Results: How Much Available Credit Do You Have

Voters
26. You may not vote on this poll
  • I Don't Use Credit Cards

    2 7.69%
  • $-0- thru $2,000 Available Credit

    0 0%
  • $2,001 thru $5,000 Available Credit

    0 0%
  • $5,001 thru $10,000 Available Credit

    0 0%
  • $10,001 thru $20,000 Available Credit

    4 15.38%
  • $20,001 thru $30,000 Available Credit

    2 7.69%
  • $30,001 thru $40,000 Available Credit

    4 15.38%
  • $40,001 thru $50,000 Available Credit

    2 7.69%
  • $50,001 thru $60,000 Available Credit

    0 0%
  • $60,001 thru $70,000 Available Credit

    1 3.85%
  • $70,001 thru $80,000 Available Credit

    1 3.85%
  • Over $80,000 Available Credit

    10 38.46%
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Results 11 to 16 of 16

Thread: Poll: How Much Available Credit Do You Have

  1. #11
    Senior Member drunk's Avatar
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    0 out of 1 members found this post helpful. Did you find this post helpful? Yes | No
    ...........................................


    MWP:


    some more suggestions for future polls:



    how many have been divorced?

    how many have cheated on their wives?

    how many deadbeat dads?

    how many have gone bankrupt?

    how many have ED?

    how many are planning to go into a nursing home?

    how many are planning to get cremated?......................................... .....................
    90% of the game is half mental

  2. #12
    Random number herder Norm's Avatar
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    0 out of 1 members found this post helpful. Did you find this post helpful? Yes | No
    His post was on topic, like it or not.
    "It is impossible to begin to learn that which one thinks one already knows." -Epictetus

  3. #13


    Did you find this post helpful? Yes | No
    Quote Originally Posted by Norm View Post
    His post was on topic, like it or not.
    What topic was that?

  4. #14
    Random number herder Norm's Avatar
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    1 out of 1 members found this post helpful. Did you find this post helpful? Yes | No
    There is an article in today's Wall Street Journal saying that there will be changes to FICO calculations. Basically, rising debt levels and failure to keep up with loans will be penalized more. Those with loans and good records of paying them will see their scores increase. Recent changes also include better scoring for bank account balances and utility bill payments.
    "It is impossible to begin to learn that which one thinks one already knows." -Epictetus

  5. #15


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    Quote Originally Posted by Norm View Post
    There is an article in today's Wall Street Journal saying that there will be changes to FICO calculations. Basically, rising debt levels and failure to keep up with loans will be penalized more. Those with loans and good records of paying them will see their scores increase. Recent changes also include better scoring for bank account balances and utility bill payments.
    Here is link to CNN article about this.
    https://www.cnn.com/2020/01/24/succe...ges/index.html

    About three or four months ago I bought 4 new snow tires for my car. The cost was close to $1,000 and it pushed my credit card balance up over $2,300. Just because of this purchase my credit score dropped 7 points. When I paid off my credit card balance in full at the end of the month my credit score rose again 7 points. It doesn't seem right to be penalized for a large purchase.

  6. #16


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    Quote Originally Posted by Midwest Player View Post
    Just because of this purchase my credit score dropped 7 points.
    BFD. A few months ago I charged 30K lump sum on one card for a trip I took. My credit SCORE (sorry Don, couldn't resist) dropped about 30 points. Took about 6 weeks to come back after I paid in full at the due date. If you want less fluctuation, and an initial bump when they raise it, ask for a higher credit limit.

    I really don't care about my credit score as I am debt-free, other than the monthly CC bills which I pay in full each month. Maybe it's time for a book - Beyond Credit, ex CAA.

    P.S. Congrats on working snow into the thread.

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