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Thread: APs that play multiple games

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    APs that play multiple games

    Been lurking here and in other forums for a few years as I've started my AP journey. Something i haven't really seen addressed is: For those of you who play more than just blackjack, are you using one bankroll for everything? Do you divide it up into individual bankrolls for each game? How does (either case) affect your bet sizing/RoR calculations? In my case i have 3 "mini" bankrolls for blackjack, poker, and DFS and I'm wondering if i should recalculate my bets based on the lump sum.

    Thoughts/advice/criticism all welcome.
    Thanks.

  2. #2


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    I use one bankroll for all. At this point in my playing career (nearing full retirement), my bet sizing is subject primarily to table maximums, with little thought needing to be given to ROR.
    Last edited by LVBear584; 09-12-2017 at 09:39 AM.
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    Senior Member Joe Mama's Avatar
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    I play BJ(49.5%) and VP(49.5%) and 1% other.

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    Senior Member Joe Mama's Avatar
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    I play BJ(49.5%) and VP(49.5%) and 1% other. One bankroll, ROR is not a concern -- could never lose enough to affect my roll.

    Trip bankroll is only concern, for BJ Don S book has excellent guidance. For places where I play serious VP I can fall back on markers (have credit account)
    Last edited by Joe Mama; 09-11-2017 at 06:36 PM.

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    Senior Member Bubbles's Avatar
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    I keep my bankrolls separate and together at the same time.

    This is just what I do. I don't know if it's the best way, but it's my way. My BR is basically a few months of wages; it's not my total wealth. Obviously if it were all the money I had the following would be different.

    Everything comes out of and goes back into one pot. My RoR calculations for all plays, except one, are based on the same bankroll size. Because one is off, I don't really resize my blackjack bets if I am up or down substantially due to the play necessitating a much larger BR. I look at where I am with respect to only my blackjack play. I suppose because of this I play as though I have separate bankrolls, but accounting wise everything comes out of the same pocket.

    I log every play separately using Google sheets. I have a tab for blackjack, tabs for my other plays, and tabs for expenses and comps. Each tab feeds into an overview tab where I can see at a glance how much I am up or down in each category as well as overall.

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    Last edited by Bubbles; 09-12-2017 at 12:17 AM.

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    I use one bankroll for all my investments including AP activities.

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    Thanks for the input everyone.

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    Quote Originally Posted by Fenix View Post
    I keep my bankrolls separate and together at the same time.

    This is just what I do. I don't know if it's the best way, but it's my way. My BR is basically a few months of wages; it's not my total wealth. Obviously if it were all the money I had the following would be different.

    Everything comes out of and goes back into one pot. My RoR calculations for all plays, except one, are based on the same bankroll size. Because one is off, I don't really resize my blackjack bets if I am up or down substantially due to the play necessitating a much larger BR. I look at where I am with respect to only my blackjack play. I suppose because of this I play as though I have separate bankrolls, but accounting wise everything comes out of the same pocket.

    I log every play separately using Google sheets. I have a tab for blackjack, tabs for my other plays, and tabs for expenses and comps. Each tab feeds into an overview tab where I can see at a glance how much I am up or down in each category as well as overall.

    Sent from my SM-G955U using Tapatalk
    Fenix, just want to make sure I'm reading that right. Are you calculating blackjack bets based solely on blackjack money and then calculating other plays on the whole including that blackjack money? or does blackjack just stay completely separate from everything else?

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    One bankroll for everything.

    I play much more machines and promotions than I do blackjack and other table games. So, for the most part, there isn't a need for bet sizing because it's usually "this is the play -- is it worth it, do I have the bankroll for it, etc.?" It's not like I can choose how much to bet (typically) on machines or promotions.


    You should just use one bankroll for everything (gambling/AP-wise, at least). Doesn't make sense to have 3 smaller bankrolls because if you're betting to that specific bankroll, you won't be able to bet as much (ror / kelly). And I'm guessing it could get really out of whack. Say you started with $30k total, $10k for each bankroll....I could see it growing to $20k in A, $5k in B, and $25k in C. Now you have a total of $50k, (increase of 66%), but your B bankroll went down to $5k (decrease of 50%).
    "Everyone wants to be rich, but nobody wants to work for it." -Ryan Howard [The Office]

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    Senior Member Bubbles's Avatar
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    Quote Originally Posted by angelldogg View Post
    Fenix, just want to make sure I'm reading that right. Are you calculating blackjack bets based solely on blackjack money and then calculating other plays on the whole including that blackjack money? or does blackjack just stay completely separate from everything else?
    No blackjack is lumped with all but one of my plays. They all adjust up and down together.

    One of my plays requires a much larger BR. I mostly ignore its variance so it effectively has a separate BR. I still lump it in with BJ and everything else, but if I had a session beyond 2 SD I would ignore it and not recalculate things for my other plays, blackjack included.

    It would be more wise to have all of them lumped together, the larger play included. I just don't mentally want to allot that much money to blackjack.

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    Last edited by Bubbles; 09-12-2017 at 08:38 AM.

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    Got it. Thanks for the clarification Fenix.

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    Have a team bankroll split with a few partners but I personally consider my bankroll to be liquid or close to liquid net worth minus one year living expense+emergency fund.

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    Quote Originally Posted by Three View Post
    Think of it like team play on a shared BR. By sharing the BR you can bet each game more aggressively if you choose do so.
    Exactly what I do, although I budget "comp generation" as an expense. I try to play high return games like VP or anything positive, but sometimes variance rears its ugly head. I also budget comps in the expense column. If my comp generation yields net cash results, that goes to the bankroll. Each trip I budget $x at a higher comp casino to generate offers. I use those offers to offset trips back to the area. So for me, it's an expense.


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