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Thread: ATM's

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    ATM's

    I did a light search and didn't notice anything on this subject.

    What is the thought of using on site atm's. I never use my personal atm card, I do however have a third party type credit card that has my llc's name attached to it.

  2. #2


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    Quote Originally Posted by What me worry View Post
    I did a light search and didn't notice anything on this subject.

    What is the thought of using on site atm's. I never use my personal atm card, I do however have a third party type credit card that has my llc's name attached to it.
    Normally ATM at casinos will charge you very high percentage transaction fee. Just drive to the nearby bank and use ATM there.

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    I can't remember the article itself, however, I'm told that casinos can track you by use of your credit card in ATMs st their locations.

    FWIW, I have never ever used a credit card, or bank card, in a casino.

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    I have never used an A.T.M. but the other day, in a casino,
    I chanced upon a discarded Cash Advance A.T.M. receipt.
    It was a $500 transaction plus a $5 fee. One Percent seemed
    to me to be a very reasonable fee for a recreational gambler.

  5. #5


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    I've greatly curtailed my use of ATMs. I generally don't think it's a good idea to make a habit of using them. Too much can go wrong; e.g., machine makes a mistake and you have to hassle with the bank over it. You also have to consider personal safety - you never know when it's going to be you being targeted after a cash withdrawal.

    And the number one reason why I don't use them anymore goes back to a real life example that happened to me a couple years ago: I walked up to an ATM. Nobody was in line in front of me. The menu screen was displaying the message: "Would you like to make another transaction?" (Oh Baby! Oh Baby!) The last guy to use this ATM was lucky it was me who was the next user, as I politely indicated "No" to the query...

  6. #6
    Random number herder Norm's Avatar
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    Not uncommon a mistake. If the screen says "Would you like to make another transaction," it should re-request your pin if you request a transaction. Tellers are on the way out. Crappy job with low pay, and you are either promoted or fired after a short period. But, the physical space costs too much.
    "I don't think outside the box; I think of what I can do with the box." - Henri Matisse

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    I rarely use ATM's anywhere, so I am not sure, but I think most have a ridiculously low withdrawal maximum, don't they?
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    Quote Originally Posted by LVBear584 View Post
    I rarely use ATM's anywhere, so I am not sure, but I think most have a ridiculously low withdrawal maximum, don't they?
    Withdrawl limits on bank client cards are negotiable. Daily withdrawl limits can be increased significantly, subject to your bank activity and credit FICO score. I've had my daily limits increased to a fairly high level, specifically to cater to the potential trip roll issue. Fortunately, I've never used it.

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    Random number herder Norm's Avatar
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    Yes. Citibank's dropped to $500 because of skimmers making fraudulent withdrawals. It'll probably go up again when everyone has chip cards. I've seen the insides. They hold an astounding amount of cash, and Citi has a tray of $50s. But, think of how many customers they have a day.
    "I don't think outside the box; I think of what I can do with the box." - Henri Matisse

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    Senior Member Bubbles's Avatar
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    Quote Originally Posted by ZenMaster_Flash View Post

    I have never used an A.T.M. but the other day, in a casino,
    I chanced upon a discarded Cash Advance A.T.M. receipt.
    It was a $500 transaction plus a $5 fee. One Percent seemed
    to me to be a very reasonable fee for a recreational gambler.
    The casino closest to me charges around 3.60$ per transaction, the next closest 2.50$. It's not terrible, but it adds up. The bank isn't that far away and it's free there. I much prefer free.

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    Senior Member Bubbles's Avatar
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    Quote Originally Posted by LVBear584 View Post
    I rarely use ATM's anywhere, so I am not sure, but I think most have a ridiculously low withdrawal maximum, don't they?
    My bank wont let me take out more than 400$/day from an ATM. So frustrating. I can walk inside and withdraw as much as I want thankfully.

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    Just threaten to close down your account if they won't raise your ATM withdrawal limit. You might actually have to start carrying out the threat (ask for a money order for the totality of your bank account) but they will eventually cave.

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    Random number herder Norm's Avatar
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    Depends on what kind of customer you are. Banks aren't really keen on customers with lots of cash transactions and may be happy to see you go. Banks hate cash. If you make heavy cash transactions, might be best to register a DBA and open a business account. An advantage is that you can open the account under an alias, and even get a credit card with that alias.
    "I don't think outside the box; I think of what I can do with the box." - Henri Matisse

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