> I don't know if this is productive or not
> and would like your opinion....when deciding
> whether or not to take insurance, I make a
> mental note of the count WHEN the dealer
> receives his down card and base my insurance
> decision/ace adjustment/rc tc conversion on
> that count rather than after additional
> cards have been dealt to the players which
> may have an impact by either increasing or
> reducing the RC.

No, sorry, that's not the right way to do it. When he took his card is irrelevant. You base the insurance decision on the most recent, updated information you have -- which means you take into account every card you've seen until the moment that you have to insure.

> I have never read or heard of anyone else
> doing this

That's because, unfortunately, it's not the right way to do it! :-)

> and was wondering if the masters
> think this is a productive practice worth
> any value.

Has no redeeming social value whatsoever. :-)

> It does take some additional
> concentration and work, but really isn't too
> bad because I only have to remember that
> number until he flips his up card and then
> only make the calculations if it's an ace.
> Can this method's value or non value be
> quantified?

See above. Fuhgeddaboudit!

Don

P.S. It's also important to point out that, when using the ace side count for insurance purposes, the correct index is ALWAYS +3, no matter the number of decks. So, do not use 1.4 or 2.4, for example, for SD or DD; use +3 all the time.

> Card.