drunk

[QUOTE=drunk;190465][QUOTE=marriedputter;190306]Which is why those close to retirement put more and more money in US Treasuries.

The average annual rate of inflation is 3.22%. As you can see from this chart if you buy a Treasury Bond the yield is so low that you will actually have guaranteed yourself a loss. The price may fluctuate if you decide you need money and want to sell the bond. A person may gain but a person who is so conservative to buy this investment could not possibly be motivated by that prospect. However the prospect of losing money in a trade, which is also possible, would probably be crushing to them.

[COLOR=#000000][FONT=NHaasGroteskTXPro-75Bd][B]Treasury Yields[/B]


[TABLE="class: data-table, width: 800"]
[TR="class: data-table__headers"]
[TH="class: data-table__headers__cell"]NAME[/TH]
[TH="class: data-table__headers__cell, align: right"]COUPON[/TH]
[TH="class: data-table__headers__cell, align: right"]PRICE[/TH]
[TH="class: data-table__headers__cell, align: right"]YIELD[/TH]
[TH="class: data-table__headers__cell, align: right"]1 MONTH[/TH]
[TH="class: data-table__headers__cell, align: right"]1 YEAR[/TH]
[TH="class: data-table__headers__cell, align: right"]TIME (EDT)[/TH]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]GB3:GOV[/FONT][/COLOR]
[COLOR=#262626]3 Month[/COLOR][/TD]
[TD="class: data-table__row__cell, align: right"]0.00[/TD]
[TD="class: data-table__row__cell, align: right"]0.19[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]0.19%[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]-3[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+19[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]5/6/2016[/TD]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]GB6:GOV[/FONT][/COLOR]
[COLOR=#262626]6 Month[/COLOR][/TD]
[TD="class: data-table__row__cell, align: right"]0.00[/TD]
[TD="class: data-table__row__cell, align: right"]0.37[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]0.38%[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+4[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+30[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]5/6/2016[/TD]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]GB12:GOV[/FONT][/COLOR]
[COLOR=#262626]12 Month[/COLOR][/TD]
[TD="class: data-table__row__cell, align: right"]0.00[/TD]
[TD="class: data-table__row__cell, align: right"]0.50[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]0.50%[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]-1[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+28[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]5/6/2016[/TD]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]GT2:GOV[/FONT][/COLOR]
[COLOR=#262626]2 Year[/COLOR][/TD]
[TD="class: data-table__row__cell, align: right"]0.75[/TD]
[TD="class: data-table__row__cell, align: right"]100.03[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]0.73%[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+4[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+16[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]5/6/2016[/TD]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]GT5:GOV[/FONT][/COLOR]
[COLOR=#262626]5 Year[/COLOR][/TD]
[TD="class: data-table__row__cell, align: right"]1.38[/TD]
[TD="class: data-table__row__cell, align: right"]100.70[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]1.23%[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+8[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]-26[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]5/6/2016[/TD]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]GT10:GOV[/FONT][/COLOR]
[COLOR=#262626]10 Year[/COLOR][/TD]
[TD="class: data-table__row__cell, align: right"]1.63[/TD]
[TD="class: data-table__row__cell, align: right"]98.63[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]1.78%[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+6[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]-37[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]5/6/2016[/TD]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]GT30:GOV[/FONT][/COLOR]
[COLOR=#262626]30 Year[/COLOR][/TD]
[TD="class: data-table__row__cell, align: right"]2.50[/TD]
[TD="class: data-table__row__cell, align: right"]97.38[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]2.63%[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+8[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]-27[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]5/6/2016[/TD]
[/TR]
[/TABLE]











[COLOR=#FFFFFF]Time Frame[/COLOR]



[CENTER][COLOR=#FFFFFF][B]+[/B][/COLOR][/CENTER]


[B][COLOR=#FB8B1E]Indicators [/COLOR]

[/B]

[COLOR=#999999]BUSY:IND [/COLOR]
[RIGHT][COLOR=#FFFFFF]-0.21%[/COLOR][/RIGHT]

[COLOR=#999999]BAGY:IND [/COLOR]
[RIGHT][COLOR=#FFFFFF]0.02%[/COLOR][/RIGHT]

[COLOR=#999999]BUSC:IND [/COLOR]
[RIGHT][COLOR=#FFFFFF]0.97%[/COLOR][/RIGHT]




[FONT=sans-serif]9111315171921232527295? 135
-1.000000-0.5000000.0000000.5000001.000000



05/06-0.207394%[/FONT]








[TABLE="class: data-table, width: 800"]
[TR="class: data-table__headers"]
[TH="class: data-table__headers__cell"]NAME[/TH]
[TH="class: data-table__headers__cell, align: right"]VALUE[/TH]
[TH="class: data-table__headers__cell, align: right"]CHANGE[/TH]
[TH="class: data-table__headers__cell, align: right"]MTD RETURN[/TH]
[TH="class: data-table__headers__cell, align: right"]52-WEEK RETURN[/TH]
[TH="class: data-table__headers__cell, align: right"]EFFECTIVE YIELD[/TH]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][URL="http://www.bloomberg.com/quote/BUSY:IND"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]BUSY:IND[/FONT][/COLOR]
[COLOR=#262626]Bloomberg US Treasury Bond Index[/COLOR]
[/URL][/TD]
[TD="class: data-table__row__cell, align: right"]127.03[/TD]
[TD="class: data-table__row__cell data-table__row__cell__next-value_up, align: right"]-0.17[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+0.31[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+4.22%[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]1.31%[/TD]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][URL="http://www.bloomberg.com/quote/BAGY:IND"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]BAGY:IND[/FONT][/COLOR]
[COLOR=#262626]Bloomberg US Agency Bond Index[/COLOR]
[/URL][/TD]
[TD="class: data-table__row__cell, align: right"]120.44[/TD]
[TD="class: data-table__row__cell data-table__row__cell__next-value_up, align: right"]-0.09[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+0.20[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+2.72%[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]1.39%[/TD]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][URL="http://www.bloomberg.com/quote/BUSC:IND"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]BUSC:IND[/FONT][/COLOR]
[COLOR=#262626]Bloomberg US Corporate Bond Index[/COLOR]
[/URL][/TD]
[TD="class: data-table__row__cell, align: right"]143.11[/TD]
[TD="class: data-table__row__cell data-table__row__cell__next-value_up, align: right"]-0.28[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+0.17[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+4.29%[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]3.03%[/TD]
[/TR]
[/TABLE]



[B]Federal Reserve Rates[/B]


[TABLE="class: data-table, width: 800"]
[TR="class: data-table__headers"]
[TH="class: data-table__headers__cell"]RATE[/TH]
[TH="class: data-table__headers__cell, align: right"]CURRENT[/TH]
[TH="class: data-table__headers__cell, align: right"]1 YEAR PRIOR[/TH]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][URL="http://www.bloomberg.com/quote/FDFD:IND"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]FDFD:IND[/FONT][/COLOR]
[COLOR=#262626]Fed Funds Rate[/COLOR]
[/URL][/TD]
[TD="class: data-table__row__cell, align: right"]0.37[/TD]
[TD="class: data-table__row__cell, align: right"]0.08[/TD]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][URL="http://www.bloomberg.com/quote/FDTR:IND"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]FDTR:IND[/FONT][/COLOR]
[COLOR=#262626]Fed Reserve Target[/COLOR]
[/URL][/TD]
[TD="class: data-table__row__cell, align: right"]0.50[/TD]
[TD="class: data-table__row__cell, align: right"]0.25[/TD]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][URL="http://www.bloomberg.com/quote/PRIME:IND"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]PRIME:IND[/FONT][/COLOR]
[COLOR=#262626]Prime Rate[/COLOR]
[/URL][/TD]
[TD="class: data-table__row__cell, align: right"]3.50[/TD]
[TD="class: data-table__row__cell, align: right"]3.25[/TD]
[/TR]
[/TABLE]


[B]Municipal Bonds[/B]


[TABLE="class: data-table, width: 800"]
[TR="class: data-table__headers"]
[TH="class: data-table__headers__cell"]NAME[/TH]
[TH="class: data-table__headers__cell, align: right"]YIELD[/TH]
[TH="class: data-table__headers__cell, align: right"]1 DAY[/TH]
[TH="class: data-table__headers__cell, align: right"]1 MONTH[/TH]
[TH="class: data-table__headers__cell, align: right"]1 YEAR[/TH]
[TH="class: data-table__headers__cell, align: right"]TIME (EDT)[/TH]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][URL="http://www.bloomberg.com/quote/BVMB1Y:IND"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]BVMB1Y:IND[/FONT][/COLOR]
[COLOR=#262626]Muni Bonds 1 Year Yield[/COLOR]
[/URL][/TD]
[TD="class: data-table__row__cell, align: right"]0.56%[/TD]
[TD="class: data-table__row__cell data-table__row__cell__next-value_up, align: right"]-1[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]-2[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+24[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]5/6/2016[/TD]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][URL="http://www.bloomberg.com/quote/BVMB2Y:IND"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]BVMB2Y:IND[/FONT][/COLOR]
[COLOR=#262626]Muni Bonds 2 Year Yield[/COLOR]
[/URL][/TD]
[TD="class: data-table__row__cell, align: right"]0.68%[/TD]
[TD="class: data-table__row__cell data-table__row__cell__next-value_up, align: right"]+0[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]-2[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]+6[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]5/6/2016[/TD]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][URL="http://www.bloomberg.com/quote/BVMB5Y:IND"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]BVMB5Y:IND[/FONT][/COLOR]
[COLOR=#262626]Muni Bonds 5 Year Yield[/COLOR]
[/URL][/TD]
[TD="class: data-table__row__cell, align: right"]1.00%[/TD]
[TD="class: data-table__row__cell data-table__row__cell__next-value_up, align: right"]+0[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]-8[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]-41[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]5/6/2016[/TD]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][URL="http://www.bloomberg.com/quote/BVMB10Y:IND"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]BVMB10Y:IND[/FONT][/COLOR]
[COLOR=#262626]Muni Bonds 10 Year Yield[/COLOR]
[/URL][/TD]
[TD="class: data-table__row__cell, align: right"]1.59%[/TD]
[TD="class: data-table__row__cell data-table__row__cell__next-value_up, align: right"]-1[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]-8[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]-61[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]5/6/2016[/TD]
[/TR]
[TR="class: data-table__row"]
[TD="class: data-table__row__cell"][URL="http://www.bloomberg.com/quote/BVMB30Y:IND"][COLOR=#767676][FONT=NHaasGroteskTXPro-55Rg]BVMB30Y:IND[/FONT][/COLOR]
[COLOR=#262626]Muni Bonds 30 Year Yield[/COLOR]
[/URL][/TD]
[TD="class: data-table__row__cell, align: right"]2.48%[/TD]
[TD="class: data-table__row__cell data-table__row__cell__next-value_up, align: right"]-1[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]-12[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]-78[/TD]
[TD="class: data-table__row__cell hide-on-mobile, align: right"]5/6/2016[/TD]
[/TR]
[/TABLE]


[COLOR=#999999]
[/COLOR]
[/FONT][/COLOR]
[COLOR=#000000][FONT=NHaasGroteskTXPro-75Bd][CENTER]

[/CENTER]


[/FONT][/COLOR][/QUOTE]